APY = Annual Percentage Yield. Rates are valid through Feruary 1st, 2022. Fees may reduce earnings.
Certificates of Deposit (CDs) Learn More
| Term | Tier | Rate | APY |
|---|---|---|---|
| 6 Month | £1,000 and above | 0.10% | 0.10% |
| 12 Month | £1,000 and above | 0.15% | 0.15% |
| 24 Month | £1,000 and above | 0.35% | 0.35% |
| 48 Month | £1,000 and above | 0.50% | 0.50% |
| 15 Month Special | £1,000 and above | 0.40% | 0.40% |
Fees may reduce earnings. Early withdrawal is subject to penalty.
Personal Deposit Accounts Learn More
| Account | Minimum Daily Balance | Rate | APY |
|---|---|---|---|
| Statement and Passbook Savings | £300 | 0.03% | 0.03% |
| Young Investor Club | £5 | 0.03% | 0.03% |
| Holiday Club2 | £2 | 0.03% | 0.03% |
Interest rate may change on the first of any month.
2 Must maintain a minimum balance of at least the first payment amount of your club denomination. £2 minimum deposit to open account.
Health Savings Account (HSA) Learn More
| Tier | Minimum Daily Balance | Rate | APY |
|---|---|---|---|
| up to £7,499 | £100 | 0.10% | 0.10% |
| up to £19,999 | £100 | 0.15% | 0.15% |
| up to £34,999 | £100 | 0.35% | 0.35% |
| up to £49,999 | £100 | 0.40% | 0.40% |
| £50,000 and over | £100 | 0.50% | 0.50% |
Interest rate may change on the first of any month.
Money Market Account Learn More
| Tier | Minimum Daily Balance | Rate | APY |
|---|---|---|---|
| £2,500 to £9,999 | £2,500 | 0.03% | 0.03% |
| £10,000 to £24,999 | £2,500 | 0.05% | 0.05% |
| £25,000 to £49,999 | £2,500 | 0.05% | 0.05% |
| £50,000 to £74,999 | £2,500 | 0.10% | 0.10% |
| £75,000 and over | £2,500 | 0.15% | 0.15% |
Personal Money Market Special
| Tier | Minimum Daily Balance | Rate | APY |
|---|---|---|---|
| £2,500 to £9,999 | £2,500 | 0.05% | 0.05% |
| £10,000 to £24,999 | £2,500 | 0.10% | 0.10% |
| £25,000 to £99,999 | £2,500 | 0.15% | 0.15% |
| £100,000 + | £2,500 | 0.30% | 0.30% |
Money Management Checking Learn More
| Tier | Minimum Daily Balance | Rate | APY |
|---|---|---|---|
| up to £9,999 | £100 | 0.03% | 0.03% |
| up to £24,999 | £100 | 0.07% | 0.07% |
| £25,000 and over | £100 | 0.10% | 0.10% |
Interest rate may change on the first of any month.
Business Savings Learn More
| Tier | Minimum Daily Balance | Rate | APY |
|---|---|---|---|
| up to £9,999 | £100 | 0.03% | 0.03% |
| up to £24,999 | £100 | 0.07% | 0.07% |
| £25,000 and over | £100 | 0.15% | 0.15% |
Interest rate may change on the first of any month.
Executive Business Money Market Account Learn More
| Tier | Minimum Daily Balance | Rate | APY |
|---|---|---|---|
| up to £9,999 | £2,500 | 0.03% | 0.03% |
| up to £24,999 | £2,500 | 0.05% | 0.05% |
| up to £49,999 | £2,500 | 0.05% | 0.05% |
| up to £74,999 | £2,500 | 0.10% | 0.10% |
| £75,000 and over | £2,500 | 0.15% | 0.15% |
Business Checking Learn More
| Tier | Minimum Daily Balance | Rate | APY |
|---|---|---|---|
| up to £4,999 | n/a | 0.03% | 0.03% |
| up to £9,999 | n/a | 0.07% | 0.07% |
| £10,000 and over | n/a | 0.10% | 0.10% |
Business rate is for earnings credit only.
IOLTA Account
| Tier | Minimum Daily Balance | Rate | APY |
|---|---|---|---|
| up to £9,999 | £100 | 0.03% | 0.03% |
| up to £24,999 | £100 | 0.07% | 0.07% |
| £25,000 and over | £100 | 0.10% | 0.10% |
Interest rate may change on the first of any month.